Form 1095-C Frequently Asked Questions
What is a Form 1095-C?
Each year, Greenville County Schools will issue all eligible employees IRS form titled Form 1095-C. The Form 1095-C is required under the Affordable Care Act (ACA). It contains information about medical coverage offered to you and your dependents by Greenville County Schools. The IRS will use this information to validate compliance with the ACA's individual shared responsibility requirements.
Greenville County Schools is required to send the form to individuals who meet the eligibility criteria as part of its reporting obligations under the ACA. Please consult with your tax advisor if you have questions about how the information reported on the 1095-C will impact your federal tax return and taxes.
Will I receive Form 1095-C?
A Form 1095-C will be sent to employees who were:
- Enrolled in medical coverage through Greenville County Schools Health Plans or
- Considered full-time employees or ACA designated at any point during the calendar year (even if those employees declined to participate in the medical coverage).
How will I get my Form 1095-C?
Form 1095-C will be mailed to your home address.
To ensure you receive the Form 1095-C promptly:
- Confirm your home address in Lawson is accurate for mail delivery.
Why did I get more than one Form 1095?
If you worked for more than one eligible employer during the calendar year, you may receive a Form 1095-B or 1095-C depending on the coverage provided by your employer. For example, if you changed jobs during the year and were enrolled in coverage with both employers, you may receive a Form 1095 from each employer.
When will I get my Form 1095-C?
If you do not provide consent to receive your 1095-C electronically, a copy of your 1095-C will be mailed. Forms will be mailed by IRS deadline. Greenville County Schools anticipates that the 1095-Cs will be available no later than March 2, 2018.
What should I do with my Form 1095-C?
This information will help you complete your federal tax return. Please consult with your tax advisor if you have questions about filing your tax return.
What information is on the Form 1095-C?
There are three parts to the form:
- Part I includes information about you and your employer.
- Part II includes information about the coverage your employer offered to you and your dependent(s).
- Part III includes information about individuals enrolled in coverage.
What if I misplaced or lost my 1095-C and need another copy?
To receive a duplicate copy, please contact firstname.lastname@example.org.
What if I have questions?
Can I file my tax return if I have not received any or all of these forms?
You do not have to wait for the 1095-C from GCS to file your individual income tax return. You can use other forms of documentation, in lieu of the Form 1095 information returns to prepare your tax return. Other forms of documentation that would provide proof of your insurance coverage include:
- insurance cards,
- explanation of benefits
- statements from your insurer,
- W-2 or payroll statements reflecting health insurance deductions,
- records of advance payments of the premium tax credit and
- other statements indicating that you, or a member of your family, had health care coverage.
If you and your entire family were covered for the entire year, you may check the full-year coverage box on your return. If you or your family members did not have coverage for one or more months of the calendar year, you may claim an exemption or make an individual shared responsibility payment. You will not need to send the IRS proof of your health coverage. However, you should keep any documentation with your other tax records. This includes records of your family¹s employer-provided coverage, premiums paid, and type of coverage.
DISCLAIMER: This information is provided for general information purposes only. Please consult with your tax advisor regarding any specific questions or concerns.